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feyn AG ist ein unabhängiger Hypothekenvermittler mit einem schweizweiten Netzwerkwerk an Kapitalgebern (Banken, Versicherungen, Pensionskassen und Anlagestiftungen). feyn verhandelt Ihre Hypothekenfinanzierung zu den besten Zinskonditionen und erarbeitet darüber hinaus Lösungen, um Ihre Kapitalrendite zu optimieren. Egal ob Sie als Privatperson oder Vermittler nach einer Hypothek suchen.
Jede Hypothek ist unterschiedlich. feyn bearbeitet jede Anfrage persönlich und individuell — es gibt keine Standard-Lösungen.
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QUALIFIED INVESTOR ACCORDING TO ART. 10 PARA. 3,
3BIS AND 3TER
- regulated financial intermediaries such as banks, securities traders,
fund management companies and asset managers of collective
investment schemes, as well as central banks;
- regulated insurance institutions;
- public entities and retirement benefits institutions with professional
- companies with professional treasury operations;
- High-net-worth individuals may declare in writing that they wish to be
deemed qualified investors;
- Investors who have concluded a written discretionary management
agreement as defined in Article 3 Paragraph 2b and c unless they
have declared in writing that they do not wish to be deemed as such.
INDEPENDENT ASSET MANAGERS ACCORDING
TO ART. 3 PARA. 2 LIT C TO THE EXTENT THAT:
(i) The asset manager as a financial intermediary is according
to Article 2 Paragraph 3 littera e subject to the Money
Laundering Act of 10 October 1997;
(ii) The asset manager is subject to a professional code of
conduct which is recognized as a minimum standard by the
supervisory authority, and
(iii) The asset management contract contains the recognized
guidelines of a professional organization which are recognized
as a minimum standard by the supervisory authority.
This website belongs to Swiss Fund Platform Ltd, a company based in Switzerland (hereafter referred to as "Swiss Fund Platform"). The sole purpose of the website is to provide information. No information published on this website constitutes an offer, a request or a recommendation to buy or sell any investment instruments. Users of the Swiss Fund Platform website are aware that Swiss Fund Platform Ltd. and the fund providers mentioned on this website are mutually independent from each other and therefore do not act as agent, employee, associate, guarantor or licence provider for each other. Although Swiss Fund Platform takes all reasonable care to ensure that the information on this website is correct at the time of publication, the company makes no representation or warranty (including liability towards third parties), express or implied, regarding the correctness, reliability or completeness of the information provided. The information provided on the Swiss Fund Platform website may be modified at any time without prior notice. The posting of any information on the website should not be understood to imply that there has not been any change in the affairs since the date on which the information was filed with the relevant regulatory authority or published or that the information is accurate at any time subsequent to the date on which it was published. Some links on the Swiss Fund Platform website lead to third-party websites, which are completely beyond the control of Swiss Fund Platform. Accordingly, the company do not assume any responsibility for the accuracy, completeness or legality of the contents of such websites, or for any offers and services contained. This disclaimer may be updated at any time. Therefore, Swiss Fund Platform advises you to read through this disclaimer regularly to ensure that you are informed of any changes. The date on which this disclaimer was last updated is given below.
Access Restrictions By Residence And Investor Category
Swiss Fund Platform website is intended exclusively for qualified investors according to Art. 10 Para. 3, 3bis and 3ter of the Swiss Federal Collective Investment Schemes Act (CISA) and independent asset managers as per Art. 3 Para. 2 lit c CISA with country of residence in Switzerland and Liechtenstein. Considered as qualified investors according to Art. 10 Para. 3, 3bis and 3ter CISA are:
- regulated financial intermediaries such as banks, securities traders, fund management companies and asset managers of collective
investment schemes, as well as central banks;
- regulated insurance institutions;
- public entities and retirement benefits institutions with professional treasury operations;
- companies with professional treasury operations;
- High-net-worth individuals may declare in writing that they wish to be deemed qualified investors;
- Investors who have concluded a written discretionary management agreement as defined in Article 3 Paragraph 2b and c are deemed
qualified investors unless they have declared in writing that they do not wish to be deemed as such.
Considered as independent asset managers according to Art. 3 Para. 2 lit c CISA are:
Independent asset managers to the extent that:
(i) The asset manager as a financial intermediary is according to Article 2 Paragraph 3 littera e subject to the Money Laundering Act of 10
(ii) The asset manager is subject to a professional code of conduct which is recognized as a minimum standard by the supervisory authority,
(iii) The asset management contract contains the recognized guidelines of a professional organization which are recognized as a minimum
standard by the supervisory authority.
When accessing the Swiss Fund Platform website for the first time, users are asked to specify their country of residence and their personal investor category. Swiss Fund Platform website is intended exclusively for qualified investors and independent asset managers with country of residence in Switzerland and Liechtenstein. All other persons are not authorized to access this website.
No Offer / No Obligation
Information and documents available through Swiss Fund Platform website are in general provided by the fund providers and are for personal use and information only. The information and documents may be modified at any time without prior notice. The companies make no representation, express or implied, that the information and documents published on the website are accurate, complete or up to date. In particular, the companies shall not be obliged to remove any outdated information from the Swiss Fund Platform website or to expressly mark it as being outdated. Nothing contained on the Swiss Fund Platform website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the website content. Investments in anyof the investment funds described on the Swiss Fund Platform website should only be made after carefully studying the corresponding fund prospectus, simplified prospectus and annual or semiannual report including all the legal information therein. You should obtain advice from a qualified expert before making any investment decision.No information published on this website constitutes an offer, a request or a recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal act whatsoever.
The future performance of investment funds cannot be deduced from previous performance, i.e. the value of an investment may fall as well as rise. Therefore, good performance in the past does not guarantee good performance in the future. The performance shown does not take any account of any commission and costs which may be charged when subscribing for units or redeeming them. Commission and costs of this kind have a detrimental impact on performance. Should the currency in which the performance is presented not match the reference currency of the investor, this will result in additional risks from fluctuations in currency exchange rates, which may have a positive or negative influence on the value of the investment. Therefore, Swiss Fund Platform cannot guarantee that any capital invested will maintain its value or increase in value.
Intellectual Property Rights Of Swiss Fund Platform
The entire content of the Swiss Fund Platform website is subject to copyright with all rights reserved by Swiss Fund Platform or by the suppliers of the corresponding investment funds. If on this website names or logos of fund providers or other companies are reproduced, this is with explicit authorization of the proprietary of the intellectual property rights. You may save or print out a hard copy of individual pages and/or sections of the Swiss Fund Platform website provided that you do not remove any copyright or other proprietary notices. With any saving or otherwise copying from the Swiss Fund Platform website, the terms and conditions for use shall be deemed to have been accepted. All property rights shall remain with Swiss Fund Platform or with the suppliers of the corresponding investment funds. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link to or use for any public or commercial purpose the Swiss Fund Platform website without the prior written permission of the companies. Nothingon the Swiss Fund Platform website shall be construed as granting any licence or right to use any image, trademark, logo or software. Downloading or copying this website or parts thereof shall not transfer any title to you. Swiss Fund Platform or the fund providers supplying fund information or documents reserve all rights (in particular with respect to copyright andtrademark ownership) to all material on the Swiss Fund Platform website and will enforce their rights to the full extent of the law.
No Recommendation / Possible Conflicts Of Interest
No information about investment funds published on the Swiss Fund Platform website constitutes a recommendation list. It is only a list of investment funds for which Swiss Fund Platform administers the payments of trailer fees. Swiss Fund Platform and/or their boards of directors, executive management and employees are in principle independent of the fund providers or investment funds. They may have or have had interests in the listed investment funds or have or have had positions in the securities held by them. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided other services to or serve or have served in the executive bodies of relevant fund providers or companies. Swiss Fund Platform receives a fee for the administration of the payments of the trailer fees.
Based on Article 13 of the Federal Constitution and the provisions of federal data protection legislation, everyone has the right to the protection of their privacy, as well as to protection from misuse of their personal details. We comply with these provisions. Personal data is treated as strictly confidential and is neither passed on nor sold to third parties. In close cooperation with our hosting provider, we make every effort to protect the databases as well as possible from outside access, data loss, misuse or falsification. When you access our websites, the following data is stored in log files: IP address, date, time, browser request and general information on the operating system and browser. This usage data forms the basis for statistical, impersonal evaluations for the purpose of tracking trends so that we can improve the information on offer.
Our website uses Google Analytics, a service for web analysis of Google Inc. ("Google"). Google Analytics utilizes so-called "Cookies", text files that are stored on your computer. Cookies permit analysis of your usage of our website. Information created by your usage of our website (including your IP-address) gets transmitted to a server of Google in the USA and will be stored there. Google will use that information to evaluate your usage of our website and to generate reports on website activity for the provider of the website and to provide further services related to usage of websites and the internet. Furthermore Google will transmit this information to third parties as far as it is statutory or as far as a third party processes the information on behalf of Google. By no circumstances will Google correlate your IP-address with other data of Google Inc. You can prevent installation of cookies by a corresponding setting of your browser software; but we point out that in this case you might not use all functionality of our website to the full extent. By using this Website you comply with informational data on you being collected and processed by Google in the way described above and for the purposes described above.
Local Legal Restrictions
The Swiss Fund Platform website contains information and documents regarding numerous investment funds and is intended for qualified investors in Switzerland and Liechtenstein only. The Swiss Fund Platform website is not directed to any person in any jurisdiction where (by reason of that person's nationality, tax residence or otherwise) the publication or availability of the Swiss Fund Platform website is prohibited. Persons in respect of whom such prohibitions apply must not access the Swiss Fund Platform website.Fund information and documents are provided either by Swiss Fund Platform or by the fund providers themselves. If the information and documents are published on the Swiss Fund Platform website by the companies, then they will rely on the information provided by the fund providers regarding distribution licences for the investment instruments. Swiss Fund Platform does not guarantee the accuracy of information on distribution authorisation and can therefore not be made liable for incorrect data/information. If the in-formation and documents are uploaded to the Swiss Fund Platform website directly by the fund providers, the fund providers shall be responsible for obtaining the necessary distribution licences.
Limitation Of Liability
Fund information and documents are published on the Swiss Fund Platform website either by Swiss Fund Platform or by the various fund providers directly. Under no circumstances shall Swiss Fund Platform be held liable for any direct, indirect or consequential damages whatsoever resulting from use of the fund information or documents, from access to the Swiss Fund Platform website or from links to third-party websites. Furthermore, the company disclaim all liability for any tampering with the Internet user's computer system by unauthorized parties.
Zurich, 3rd February 2014